Our purpose is to help our Members live better lives. Your financial journey is always changing. That's why we are here to support you with services to fit each stage of your life.
When you open a Member Share Savings Account, you become a Member of the Credit Union family. With your first $5.00 Membership share deposit, you gain access to all the benefits of Credit Union membership.
Prepare for the holiday season by opening a Christmas Club Savings Account! You can save a little every month to help with holiday gifts, travel, and other festivities.
Dreaming of your next vacation destination? It’s never too early to start saving for your next getaway with a Vacation Savings Account.
Whether you’re saving for a new car, planning a wedding, or you’re expecting a baby, a U-Name-It Savings Account helps you save for all the milestones in your life.
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Collecting your spare change has never been easier! Each time a purchase is made with your Credit Union debit card, the total will be rounded to the nearest dollar amount. At the end of each day, the difference is transferred from your share or checking account to your Centsible Savings Account!
Invest in yourself with a Member-Managed Funds Account. With this tiered account, the more you save the more you earn! And it has a higher dividend rate than your regular savings account.
Whether you’re saving for a new car, planning a wedding, or you’re expecting a baby, a U-Name-It Savings Account helps you save for all the milestones in your life.
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Health Savings Accounts (HSA) provide a tax-free method to save and pay for qualified medical expenses incurred by individuals, spouses or dependents who are covered under an HSA qualified High Deductible Health Plan (HDHP). The Credit Union offers three options: savings account with debit card, checking account with debit card or certificate account. Dividends compound monthly.
For more information, visit any Credit Union branch or call (865) 544-5400 or toll free (800) 467-5427.
Looking for a Certificate Account? Find one here!
1 APY = Annual Percentage Yield. Available to qualifying Members. Some restrictions, conditions, and fees may apply. Ask for details.
2 Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details.
3Available to qualifying Members. The balance plus dividends are automatically deposited to your checking account. If a checking account is not available, the full balance will be deposited into your savings account. Funds are available the first week in October. Some restrictions may apply. Ask for details.
4APY = Annual Percentage Yield. Available to qualifying Members. Some restrictions may apply. Ask for details.
5APY = Annual Percentage Yield. Available to qualifying Members. Some restrictions, conditions, and fees may apply. Ask for details.
6Earns dividends. No minimum balance. Allows withdrawals. Available to qualifying Members. Some restrictions may apply. Ask for details.
7Member-Managed Funds may be designated as a savings or checking account. No minimum balance required, but the minimum balance of $2500.00 required to earn dividends. Member-Managed Checking Accounts offer unlimited transfers. In accordance with Regulation D, Member-Managed Savings Accounts offer six non-signature transfers per month. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union. No monthly fee if enrolled in eStatements or $2.00 per month for paper statements (if under the age of 18, Senior Member Accounts, and department SSI excluded). Ask for details. Available to qualifying Members. Some restrictions may apply. Fees may apply.
8Consult with your tax advisor to determine your specific tax situation. Certificate withdrawal restrictions apply. Additional terms and conditions may apply. Must be age 18 or older to apply. A Certfiicate Account can be designated as an IRA Certificate or a Health Savings Account Certificate. All rates and offerings are subject to change. There is a charge for non-club checks.
9APY = Annual Percentage Yield. Some restrictions may apply. Ask for details. High-Yield Checking is a tiered-rate account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. Rate subject to change.
PREMIUM RATE of 2.00% APY is earned on balances between $500.00 and $15,000.00 when the following monthly qualifications are posted and settled within the monthly qualification cycle:
• Make 15 debit card transactions
• Log in to online/mobile banking at least once
• Receive e-Statements
• Have direct deposit
NON-PREMIUM RATE of 0.00% APY is earned on balances of $499.99 or less. On balances over $15,000.00, 0.15% APY is earned or when premium qualifications are not met. When the account is closed, 0.15% APY applies for the month the account is closed. "
See Account Disclosure for details.
10Available to qualifying Members. Some restrictions may apply. Ask for details. The Contactless Symbol is owned by EMVCo, LLC ("EMVCo").
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