Calculators
CALCULATORS
When you make big life decisions, you can never research too much. Below we have various calculators to help you decide what services are right for YOU. Whether you’re trying to build a savings account, choosing a loan, or planning for retirement, we have a calculator to help you pave the way!
SAVINGS CALCULATORS1
Your goals are essential, and we want to help you meet them! Check out our Savings Goal Calculator to discover different scenarios on how to reach your savings goal. You can enter current balances and rates to see results like how long it will take to reach your goal. Our College Savings Calculator can show you how much you need to save as you plan for college. Visit our Savings Account page for more information.
CERTIFICATE ACCOUNT CALCULATORS1
Certificate Accounts2 allow you to put money to the side and watch it grow. It’s important to know just how much it can grow over time, so you pick the right Certificate Account for you. Use this calculator to determine what’s right for you based on the term, deposit amount, and rate. CLICK HERE to learn more about Certificate Accounts.
ADDITIONAL CALCULATORS
HIGH-YIELD CHECKING CALCULATOR1
Our High-Yield checking3 is one of our favorite accounts because it’s a spending account that lets you save! Use the calculator below to see how much you could earn! For more information, check out our High-Yield Checking page.
RETIREMENT CALCULATORS1
Retirement is one of the most exciting times in a person’s life, and with the right amount of preparation, it can be even more rewarding. Use the calculators below to see how much you should be putting back and how much you can deposit into your 401(k). These tools can help you forge a strong path forward to retirement. Visit our IRAs page for more information on retirement accounts.
AUTO LOAN CALCULATORS1
Many factors go into buying a car. Our Auto Payment Calculator lets you customize your purchase price, sales tax, and much more so you can discover the scenario that works best for you. You can even add a trade-in and try different terms to find the payment amount to fit your budget. Please visit our Auto Loans4 page for more information.
ADDITIONAL CALCULATORS
PERSONAL LOAN CALCULATORS1
Knowledge is power, especially when it comes to loans. You can calculate your monthly payment, total interest, and even your total overall cost with our loan calculators. You can edit your loan amount, and the calculator will show the payment amount for each term. These calculators provide vital points you need to know to make an empowered decision for your new loan. Click here to learn more about Personal Loans5.
For whatever life throws your way!
CREDIT CALCULATORS1
When you’re choosing a credit card, it’s crucial to crunch the numbers. Try these calculators to see how long it would take to pay off your credit card balance. For more information on our credit cards6, CLICK HERE.
MORTGAGE CALCULATORS
How much of a down payment do I need? Which term works for me? What kind of home can I afford? Should I refinance my current home? These are all critical questions to consider when making home loan decisions. These calculators can give you answers to some of them. It helps to see the numbers when evaluating your choices. For more information, visit our Home Loans page.
1Use of online calculators does not guarantee credit or accuracy applicable to your specific circumstances.
All examples are hypothetical and for illustrative purposes and not intended to provide investment or financial advice.
2APY = Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce the earnings on some accounts. Certificate Accounts with maturities of seventeen (17) months or less have a penalty for early withdrawal of an amount equal to ninety (90) days dividends. Certificate Accounts with maturities of eighteen (18) months or more have a penalty for early withdrawal of an amount equal to 180 days dividends. Dividends can be added back to the account, transferred to another Knoxville TVA Employees Credit Union account or mailed to you each month. Annual Percentage Yield applies when the dividend is reinvested in the account. Certificate Accounts (other than Educational Savings) can be designated as an Individual Retirement Account (IRA) or Health Savings Account (HSA).
Certificate Accounts with an initial minimum of $100,000.00 may add 0.10 to the dividend rate above. Certificate Accounts with an initial minimum of $250,000.00 may add 0.20 to the dividend rate above.
IRA Certificates may add 0.10 to the dividend rate above.
Some restrictions may apply. Ask for details. Talk to a financial advisor regarding individual scenarios. There is a charge for non-club checks.
3APY = Annual Percentage Yield. Some restrictions may apply. Ask for details. High-Yield Checking is a tiered-rate account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. Rate subject to change.
PREMIUM RATE of 2.00% APY is earned on balances between $500.00 and $15,000.00 when the following monthly qualifications are posted and settled within the monthly qualification cycle:
• Make 15 debit card transactions
• Log in to online/mobile banking at least once
• Receive e-Statements
• Have direct deposit
NON-PREMIUM RATE of 0.00% APY is earned on balances of $499.99 or less. On balances over $15,000.00, 0.15% APY is earned or when premium qualifications are not met. When the account is closed, 0.15% APY applies for the month the account is closed. "
See Account Disclosure for details.
4APR= Annual Percentage Rate. Extended terms available. Some restrictions may apply. Ask for details. Includes New Autos. Payment per $10,000.00 is for example purposes only. Rates increase by 1.00% for automobiles over 100,000 miles. Rates vary based on creditworthiness. Rates subject to change. Fees may reduce earnings.
5APR = Annual Percentage Rate. Some restrictions may apply. Rates based on creditworthiness. Ask for details.
6APR = Annual Percentage Rate. Rate subject to change without notice and based on creditworthiness. Available to qualifying Members. Some restrictions may apply. Ask for details. See credit card disclosure.